Yup. I don’t think they ever processed debits before credits in any given day. (The standard AFAIK has always been to process all credits first, then do the deb

Yup. I don’t think they ever processed debits before credits in any given day. (The standard AFAIK has always been to process all credits first, then do the debits. This might be an antiquated understanding, though). But what they did do was to process the largest debit first, then the next largest, and so on. You have $100 in the account, and completed four transactions at $4, $8, $15, and $90? In that order? Too bad, 90 goes first, followed by three overdrafts.