3 ms·
The actual way you do it in reality is to trigger it for a small percentage of high risk transactions. My company uses Ravelin for this - we feed them lots of
by BillinghamJ 10y ago
The actual way you do it in reality is to trigger it for a small percentage of high risk transactions.
My company uses Ravelin for this - we feed them lots of data, they do some kind of machine learning, and they feed us back a recommendation.
Depending on what recommendation we receive, we either let the transaction through without 3DS, block it completely, or only allow it with 3DS.
- tyingq 10y agoI assume though, that you're still losing some number of conversions to legitimate customers that don't want to deal with 3DS.
- BillinghamJ 10y agoA few, but it's a very small percentage, and the monetary loss of not requiring 3DS in these cases far outweighs the lost sales.