To further complicate it...would this be standardized? Would a cheap economy car opt to kill the driver, but a Mercedes try to preserve the driver at all cost?

To further complicate it...would this be standardized? Would a cheap economy car opt to kill the driver, but a Mercedes try to preserve the driver at all cost? How much say would insurance companies that insure the automakers have? What about the government? Also, what level of information about how this logic works is necessary to share with a potential buyer to judge them sufficiently informed? I know I'd sure as hell want to know if there were scenarios in which my car would decide my life was not worth saving so I could do my best to never even come close to making one of those scenarios potentially possible.