Except newborns don't have the choice of being born. Also, your figure is for the average C-Section; not as common as traditional. And, there is no "insurance

Except newborns don't have the choice of being born. Also, your figure is for the average C-Section; not as common as traditional. And, there is no "insurance" option (as there is for birthing) for student debt; which really would reduce it to about 10% of the cost...