Unfortunately, a lot of those kinds of expenses are precisely the ones that you can't float on credit as easily, and must have cash in hand (or in check) to cov

Unfortunately, a lot of those kinds of expenses are precisely the ones that you can't float on credit as easily, and must have cash in hand (or in check) to cover. I've never rented anywhere that would let you pay a security deposit or first-month's rent on a card. Even things like movers often enough have worked on a cash or check basis, in my experience.