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What problems does Braintree solve that Stripe doesn't?
by rublev 10y ago
What problems does Braintree solve that Stripe doesn't?
- johneth 10y agoSeamless Paypal integration. Paypal is very popular across Europe (and the world), and many prefer to use it over credit and/or debit cards (these payment methods aren't universally popular).
- brianwawok 10y agoSome people don't WANT PayPal. I had a bad experience with an eBay /PayPal charge back scam 5 years ago. I.e. freezing of my entire account and no human to find to unfreeze it. I will never accept PayPal for the rest of my life.
- johneth 10y agoIt's not mutually exclusive. It's just an extra option (much like Stripe allows you to select Card or Bitcoin, for example).
- brianwawok 10y agoAh. But at that point, not seeing the Braintree draw over stripe. They seem more or less similar, with Stripe maybe being a bit easier to set up.
- droopyEyelids 10y agoyeah, braintree only has a potential benefit over stripe once you're forced to start caring about conversions & breakages (countries that expect to use PayPal, old people who trust the brand, etc)
- tyingq 10y agoThey seem to be very similar to me. Both Stripe and Braintree are priced at 2.9% + $0.30/transaction. If you're doing any notable amount of volume, you can do much better...closer to 2%. PaypalPro used to automatically give you lower rates, down to 2.2% + $0.30, at volumes well below what Stripe requires to "contact sales" and get a discount. Last year, they eliminated that, and went to the 2.9% + $0.30. It seems you have to get your own merchant account, and use something like authorize.net now to get decent pricing.
- tarr11 10y agoInteresting, what volume do you need to get to 2.2%?
- tyingq 10y agoIt was $10k/month to get 2.2%, but as mentioned, Paypal Pro discontinued the automatic discounts. It's all 2.9% now. Here's a screenshot of what it used to be: http://i.imgur.com/QQ7LVot.png http://i.imgur.com/QQ7LVot.png Still useful, though, as it gives a good indicator of how low you might get if you get your own merchant account.
- tarr11 10y agoThanks, helpful. What volume did you need to get 2% on Stripe?
- tyingq 10y agoThey did not promise any specific rate. The wording is gone now, but it used to say: "Processing more than $80,000 per month? Send us an email at sales@stripe.com"[1] [1] https://web.archive.org/web/20140228105853/https://stripe.com/us/pricing https://web.archive.org/web/20140228105853/https://stripe.co...
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