To me it comes down to 2 things: 1) I don't fully understand the "significant legal impact" requirement, but intuitively "Applying for credit/insurance/school/

To me it comes down to 2 things: 1) I don't fully understand the "significant legal impact" requirement, but intuitively "Applying for credit/insurance/school/job" is an area where you'd need to be transparent or open to contest. But which product to show based on your purchase history or what your friends liked on <social-site> wouldn't be subject to contest or transparency. 2) The requirements on the explanation are somewhat vague, and what exactly interpretability even is remains an open question. Does a layperson need to understand it or is an expert in the field sufficient? This will probably be iterated and supplemented after some interactions between 'Data Controllers' and the EU. The good news is that this has prompted a lot research on how to understand high dimension/feature models.