I am in the same boat - almost killed an idea because of this but am going to go through with it any way. There are quite a few opportunities if you break the s

I am in the same boat - almost killed an idea because of this but am going to go through with it any way. There are quite a few opportunities if you break the security best practice rules that will work just fine. Paypal had a similar approach when they started - they just let people make payments and beat the fraudsters and hackers later.