Yes, but living in developed Europe country vs SF you probably get: 1) free healthcare 2) free education for you and your children 3) better work/life balanc

Yes, but living in developed Europe country vs SF you probably get: 1) free healthcare 2) free education for you and your children 3) better work/life balance* 4) better overall life quality* Sum that up and you shouldn't feel that bad after all. *unless you live in London or other overcrowded city, but you've mentioned you live in your own house, so that's probably not the case.