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I don't know how people can sleep at night not having an emergency fund. I have a couple of time got close to running this out when I was a poor student and I f
by danieltillett 10y ago
I don't know how people can sleep at night not having an emergency fund. I have a couple of time got close to running this out when I was a poor student and I found it incredibly stressful.
- brokenmachine 10y agoLuckily for me, I have never needed my emergency fund. But I'm the same as you, I don't know how people can sleep at night without one. I've been close to the edge at times and it is incredibly stressful. People seem so comfortable carrying a massive amount of debt. I'm currently on the best paying job I've ever had, and although the financial planners around would say that I'm holding too much liquid assets (I'm not sure what to invest in), it certainly makes me sleep well at night knowing that I could survive frugally but comfortably for probably 2 or more years without a job.
- fapjacks 10y agoTry starting out with zero, and having zero income, and zero rich uncles. People talk about these things like they're a given. I'm not saying anything about you personally, but there are different kinds of poor for every "poor student".
- danieltillett 10y agoThat is exactly how I started out. If I had been born in the USA I would never have been able to go to university.