The problem here is that non-discrimination costs you money (in practice: lots!), because it requires you to issue bad loans to non-Asian minorities. Secondly,

The problem here is that non-discrimination costs you money (in practice: lots!), because it requires you to issue bad loans to non-Asian minorities. Secondly, it isn't mathematically possible to be "nondiscriminatory" - there are multiple definitions of that term and they are mutually conflicting. For example, as this article shows, "equal outcomes", "equal opportunity" and "equal treatment" (group unaware) don't make the same decisions. So no matter which definition of "fair" you choose, some intrepid reporter can choose a different definition and then write a clickbait article calling you racist.