The problem I see with the scheme applied universally is indeed this -- the "shame factor" is relative. First thing I thought of (ala another comment) is that

The problem I see with the scheme applied universally is indeed this -- the "shame factor" is relative. First thing I thought of (ala another comment) is that those openly engaged in the nudist lifestyle for instance might not give two flips about nude photo "collateral". To be honest, I can imagine other individuals (lifestyle or not) in at least the US would have a similar attitude. I cannot say as much about other cultures but I have a hunch the same applies to many Western nations. So, if you're in a position where you give no flips about a nude photo, you have every incentive to take the money and run. Doubly so in fact for taking advantage of what IMHO is kind of a creepy sounding scheme.