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While this might be a messed up concept (bordering something you'd see on Black Mirror), I feel like this is something that can be made safer with technology.
by ohstopitu 10y ago
While this might be a messed up concept (bordering something you'd see on Black Mirror), I feel like this is something that can be made safer with technology.
You could create a middle service (say with Stripe integration), lenders and borrowers could register, lenders loan the money to borrowers, and borrowers have their images stored by this middle service (the lenders themselves don't see the images).
If the loan is paid off, the image is deleted forever (maybe with a sort of credit rating built in....so the next time you need a loan, maybe you'd not need an image upto a certain amount).
If not, the image is posed online on the service's website.
(goes without saying, this would be available only for those above 18, etc. following all possible laws)
My personal take is: I understand this is basically physiological blackmail, but how does releasing the images help the lender? (as in, the lender probably won't receive the money anyway - once the image is released).
- csomar 10y ago> but how does releasing the images help the lender? (as in, the lender probably won't receive the money anyway - once the image is released). It prevents other borrowers from doing the same. The people that have their nudes released are a done deal and the lenders know it. But if they don't do that, the whole concept is off.
- jandrese 10y agoThe big huge hole in this entire scheme is that there are clearly a good number of people who are ok with having their nudes available online. I mean, just look at the Internet. How does this service avoid having a Suicide Girl sign up and then immediately bolt with the money?
- csomar 10y agoI think they evaluate the prospect through his facebook/social network to figure out his a "legit" fund receiver.
- Uptrenda 10y agoDo you think a startup could legally implement this idea by acting as the trusted third-party to hold the photographs? Maybe the person uploading the photos could agree to a legal contract beforehand stating that the website can publish the photos if they default on the terms of the contract. There must be quite similar terms in the porn industry and I don't see a problem if they're over 18 (I'm not a lawyer obviously - would love to hear from anyone if they are.) Do you think this could all be done legally?
- ohstopitu 10y agoI guess you'd need a lawyer to get sorted but I don't think it'd be a legal problem. If someone is willing to implement this, keep in mind that in China, having a website ain't the end-all-be-all solution. A better way would be to integrate with kik / line messenger (apart from the website). Morally speaking, I'd not want this on my shoulders just because, at one point, I'd get hit with the realization that I'm ruining someone's life (with or without cause) - that someone who has done absolutely nothing to me (personally). Overtime, I don't think I could live with that (as this topic in recent news got me thinking [0]). [0] https://medium.freecodecamp.com/the-code-im-still-ashamed-of-e4c021dff55e#.j4cgjjgcx https://medium.freecodecamp.com/the-code-im-still-ashamed-of...