The article is made suspect, in my view, by promoting this Credit Sesame thing. There's a service called http://annualcreditreport.com/ http://annualcreditrepor

The article is made suspect, in my view, by promoting this Credit Sesame thing. There's a service called http://annualcreditreport.com/ http://annualcreditreport.com/ that provides access to credit reports from the three major agencies without trying to sell anything, or using any black-hat user experience design to trick people into signing up for services.