They were effectively "Free" in 2003, about 3%, IIRC. In fact, my (subsidized) loans from 2003-2005 currently have interest rates below 2% due to on time paymen

They were effectively "Free" in 2003, about 3%, IIRC. In fact, my (subsidized) loans from 2003-2005 currently have interest rates below 2% due to on time payments and auto withdraw.