That's not entirely true. Your student loan repayments are deducted from your net income when calculating affordability, for very obvious reasons. The amount of

That's not entirely true. Your student loan repayments are deducted from your net income when calculating affordability, for very obvious reasons. The amount of debt isn't a factor and student loans aren't recorded with credit reference agencies. Student loans don't significantly affect the affordability of housing. If you're on a salary of £30,000, your student loan repayments will reduce your net income by less than 4%. http://www.moneysavingexpert.com/students/student-loans-tuition-fees-changes#creditfile http://www.moneysavingexpert.com/students/student-loans-tuit...