Read what the coverages actually mean first. http://www.techinsurance.com/products/ http://www.techinsurance.com/products/ If you work off-site, don't have em

Read what the coverages actually mean first. http://www.techinsurance.com/products/ http://www.techinsurance.com/products/ If you work off-site, don't have employees, don't have people visiting your office, you probably don't need general liability. I suspect E&O would be prohibitively expensive for a freelancer working from vague requirements.