Is the argument that people do not know what is best, or That it doesn't matter? People are an incredibly broad range, from the Homeless gentleman lying on a

Is the argument that people do not know what is best, or That it doesn't matter? People are an incredibly broad range, from the Homeless gentleman lying on a heating vent, to the hedge fund billionaire who does not waste a quarter, Because he knows what it will be worth compounded For thirty years. Granted I have used outliers to make my argument.