And you do realize people are choosing to pay the penalty instead of health insurance because they can't afford the premiums, correct? It isn't even against the

And you do realize people are choosing to pay the penalty instead of health insurance because they can't afford the premiums, correct? It isn't even against the law, you just get a flat tax for doing so. The problem isn't as much the surgeries, as some of them couldn't qualify without a way to pay. But can't afford prescriptions or to go to the doctor as they should.