> It's that they apply the charge to your card a day before giving you this prompt, leaving you begging for refunds when you refuse. That is strange. I never b

> It's that they apply the charge to your card a day before giving you this prompt, leaving you begging for refunds when you refuse. That is strange. I never begged for a charge back with any of my credit cards. When I say the transaction is fraudulent or not authorized by me, I get my money back. Always. The merchant can then sue me, if he thinks different. Is that not what happens with all credit cards in all countries?