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But this isn't a credit card payment. This is for direct debit. I've sadly seen all sorts of stuff spring up around this in australia, like https://polipayment
by daurnimator 10y ago
But this isn't a credit card payment. This is for direct debit.
I've sadly seen all sorts of stuff spring up around this in australia, like https://polipayments.com/Buy https://polipayments.com/Buy (which e.g. is one of the only ways a normal person can pay for a jetstar flight without a credit card surcharge)
- SyneRyder 10y agoIt is for a credit card payment - the article mentions they paid via AmEx, their card was charged, and then a day later the website asked them to provide the login to their AmEx account as proof that they are the card holder. (Some/many AmEx cards come direct from AmEx itself, not via a bank.)
- vacri 10y agoAdding to the semantic fun, Amex is a 'charge card', not a 'credit card'.
- SyneRyder 10y agoHuh, so it is! https://www.americanexpress.com/au/content/credit-cards/about-credit-cards/what-is-a-charge-card/ https://www.americanexpress.com/au/content/credit-cards/abou... It appears that AmEx offers both, I have a credit card Amex via my bank that has both a spending limit & doesn't have to be paid off each month (though I always do anyway). But I learned something today, thank you!
- madeofpalk 10y agoActually, American Express offers both credit cards and charge cards, at least here in Australia. Here, Amex credit cards are far more common than charge cards, at least due to how regular banks can issue an Amex.
- nommm-nommm 10y agoAmerican Express offers something like 30+ products (there's like six versions of the Platinum card alone). Some are charge cards and some are credit cards, they offer a wide variety of both. Fun fact, they have a limit to how many credit cards you have have with them (6?) But no limit on the number of charge cards they will issue you. That's excluding AMEX cards issued by third parties.
- PostOnce 10y agoWhat's wrong with just sending money from your acct# to their acct# with a reference number/code to identify that transaction as you, other businesses work this way (such as my power and phone bills from diff. companies), but the NZTA for example requires me to use either a credit card (which is fine) or POLi, which is garbage. "no one can see your bank details" it says on https://www.polipayments.com/security https://www.polipayments.com/security which is a fraudulent claim, yeah the hell you can, its being sent to your server, not my bank, this is crazy. It also says they don't cache anything -- all kinds of criminals claim they're up to no harm. POLi says they're up to no harm, why should I believe them? There is NO EXCUSE for using POLi vs. just paying with your bank, if a business offers POLi and not bank transfer directly or a credit card, i would never even remotely entertain doing business with them. NZTA is not a business though, it's a government agency. You can do it in person though (transfer ownership of a car for example), or by CC, so whatever, I don't understand who would ever use POLi, the naive? Hopefully they go bankrupt in the near future.
- petitmiam 10y ago> There is NO EXCUSE for using POLi vs. just paying with your bank POLi is instant. Bank transfer is anywhere from 1 - 3 days. Until banks finally implement instant transfers, POLi will still be useful to some.
- flukus 10y agoPOli uses bank transfers underneath. It just takes control of the browser and makes sure you inputs the correct values for you, like selenium.