I think it's safe to make the casino pay 100% of the amount embezzled if it can be shown that the embezzlement was done to enable a gaming addiction. The amount

I think it's safe to make the casino pay 100% of the amount embezzled if it can be shown that the embezzlement was done to enable a gaming addiction. The amounts can usually be tracked, because any serious gambler is going to use a club card. The amount of free play, food, hotel rooms, travel, plus tax deductions, make it a given that a problem gambler would always use a card. That covers the "five different casinos" case. As far as commingling personal assets with embezzled, that's not how it works. Addicts don't resort to serious crimes until their personal assets are wiped out. So they should leave a pretty clear paper trail of money stolen ---> money given to casino.