Paying was a very poor move. Often times companies will sell their debt very cheaply to these agencies. The burden of proof is on them, not him. In my experienc

Paying was a very poor move. Often times companies will sell their debt very cheaply to these agencies. The burden of proof is on them, not him. In my experience, these small agencies don't report to the big three (Experian, Equifax, Transunion). Check http://annualcreditreport.com http://annualcreditreport.com to get your free report. I'm not saying that they won't report, but he could have resolved this in a different manner. He has just validated their business model and have encouraged this type of thuggish behavior in the future.