> Personal Experience: I had to wait 3 hours + in Bangalore to get 35$ worth of small note currency. Not trying to argue about this. But I had Rs 75 in my wall

> Personal Experience: I had to wait 3 hours + in Bangalore to get 35$ worth of small note currency. Not trying to argue about this. But I had Rs 75 in my wallet when the announcement was done, and since then I never had to go to an ATM. Didn't have any problems whatsoever. I have monthly account books running in vegetable and grocery shops. And they have given their account nos. The only time there was an issue was at the barber shop, where I offered to pay by paytm, but the guy said to pay later. So yea, I haven't had to go to an atm, and I don't think I need to unless there comes a pressing need. EDIT: grammar