I haven't seen anyone mention taxes in the equation, and if you're from a state with low state income tax and sales tax, that can really add up. Granted sales

I haven't seen anyone mention taxes in the equation, and if you're from a state with low state income tax and sales tax, that can really add up. Granted sales take may be already in people estimates prices, but income tax is progressive and gets as high as 9.3% past 43k of income.