4 ms·

Could you explain Obamacare? That would be cool. Thanks.

by ainot 10y ago

mikeash 10y ago
Buy health insurance if you don't get it from your employer. We'll help you pay for it if you don't make a ton of money.
- cglace 10y ago
  After I left my job I was making too little to receive a subsidy. You have to fall into the sweet spot to get a subsidy.
  - mikeash 10y ago
    Is that because the federal law assumes an expansion of Medicaid, but your state didn't do it?
    - BrandonM 10y ago
      My parents in NC are in that exact situation. My dad is on disability and Medicaid, and insurance for my stepmom would be somewhere in the neighborhood of 50% of their income. She doesn't qualify for any assistance. Apparently, 377,000 other North Carolinians don't either. And there are 19 other states in a similar position. http://www.hhs.gov/healthcare/facts-and-features/state-by-state/how-aca-is-working-for-north-carolina/index.html http://www.hhs.gov/healthcare/facts-and-features/state-by-st...
Delmania 10y ago
Sure: https://en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act https://en.wikipedia.org/wiki/Patient_Protection_and_Afforda... There you go. Because you can't read: * There is in an individual mandate for insurance, you must have it, or you get hit with a tax penalty. If you can afford insurance, we'll set up exchanges, and offer a subsidy to help offset the cost. Employers over a certain size must offer healthcare. * You can't drop people for preexisting conditions. * You have to keep people on until age 27. I can go on, but there's more. If you're going to through out nonsense for premiums, I'll remind you that subsidies go up, and premiums always go up regardless of the law.
- RealGeek 10y ago
  > premiums always go up regardless of the law. My car insurance premium goes up every year, Republicans say it is because of Obamacare.
akovaski 10y ago
There are plenty of digestible summaries of the ACA online[0]. I think it has some things that are very beneficial to the American population, like (trying) to raise Medicaid and offering subsidies for those just above the Medicaid cut-off. Also barring insurers from providing coverage for those with pre-existing conditions[1] and barring lifetime limits. Not saying the ACA is flawless, but I'm not confident that Trump and the GOP are going to improve the situation in the long-term. ("cutting the red tape at the FDA" might help a bit, though) It's still not clear exactly what actions they will take. [0]http://kff.org/health-reform/fact-sheet/summary-of-the-affordable-care-act/ http://kff.org/health-reform/fact-sheet/summary-of-the-affor... [1]http://kff.org/health-reform/fact-sheet/obamacare-and-you-if-you-have-a-pre-existing-condition/ http://kff.org/health-reform/fact-sheet/obamacare-and-you-if...

Could you explain Obamacare? That would be cool. Thanks.

by ainot 10y ago

Could you explain Obamacare? That would be cool. Thanks.

Buy health insurance if you don't get it from your employer. We'll help you pay for it if you don't make a ton of money.

cglace 10y ago
After I left my job I was making too little to receive a subsidy. You have to fall into the sweet spot to get a subsidy.
- mikeash 10y ago
  Is that because the federal law assumes an expansion of Medicaid, but your state didn't do it?
  - BrandonM 10y ago
    My parents in NC are in that exact situation. My dad is on disability and Medicaid, and insurance for my stepmom would be somewhere in the neighborhood of 50% of their income. She doesn't qualify for any assistance. Apparently, 377,000 other North Carolinians don't either. And there are 19 other states in a similar position. http://www.hhs.gov/healthcare/facts-and-features/state-by-state/how-aca-is-working-for-north-carolina/index.html http://www.hhs.gov/healthcare/facts-and-features/state-by-st...

Delmania 10y ago

Sure: https://en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act https://en.wikipedia.org/wiki/Patient_Protection_and_Afforda... There you go. Because you can't read: * There is in an individual mandate for insurance, you must have it, or you get hit with a tax penalty. If you can afford insurance, we'll set up exchanges, and offer a subsidy to help offset the cost. Employers over a certain size must offer healthcare. * You can't drop people for preexisting conditions. * You have to keep people on until age 27. I can go on, but there's more. If you're going to through out nonsense for premiums, I'll remind you that subsidies go up, and premiums always go up regardless of the law.

RealGeek 10y ago
> premiums always go up regardless of the law. My car insurance premium goes up every year, Republicans say it is because of Obamacare.

akovaski 10y ago

There are plenty of digestible summaries of the ACA online[0]. I think it has some things that are very beneficial to the American population, like (trying) to raise Medicaid and offering subsidies for those just above the Medicaid cut-off. Also barring insurers from providing coverage for those with pre-existing conditions[1] and barring lifetime limits. Not saying the ACA is flawless, but I'm not confident that Trump and the GOP are going to improve the situation in the long-term. ("cutting the red tape at the FDA" might help a bit, though) It's still not clear exactly what actions they will take. [0]http://kff.org/health-reform/fact-sheet/summary-of-the-affordable-care-act/ http://kff.org/health-reform/fact-sheet/summary-of-the-affor... [1]http://kff.org/health-reform/fact-sheet/obamacare-and-you-if-you-have-a-pre-existing-condition/ http://kff.org/health-reform/fact-sheet/obamacare-and-you-if...