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The problem with insurance is that literally everyone will have a serious ailment one day. Very few people die instantly, huge majority of deaths are from cance
by kofejnik 10y ago
The problem with insurance is that literally everyone will have a serious ailment one day. Very few people die instantly, huge majority of deaths are from cancer and cardiovascular
- gcp 10y agoThis isn't a problem with insurance. You just let the ones without die off. It's a problem because humans are wussies that can't live with their decisions.
- gozur88 10y agoCardiovascular problems aren't necessarily expensive. Sometimes people just drop dead. There's the cost of an ambulance ride and some hubbub in the ER, but that wouldn't make a dent in the amount they paid in. The real problem with insurance is there are people with long-term, expensive medical conditions who will never, in their entire lives, make enough money to pay for their treatment. That just doesn't work under an insurance model.
- kofejnik 10y agoimho the problem with insurance is that it only serves to take money out of medical care, while inflating the costs. It makes sense to insure against terrible driving or burning your house, but taking insurance against something very likely to happen is simply giving money to insurance industry for nothing. Single payer models appear to be more effective.