Anecdotally, my state school had an "on-campus" policy for 2/4 years, which appears to be the norm in schools attempting the liberal arts model. The housing is

Anecdotally, my state school had an "on-campus" policy for 2/4 years, which appears to be the norm in schools attempting the liberal arts model. The housing is truly part of what they're trying to sell you in the "college" experience. I didn't intend to comment on your broader implications.