Are you a software developer? Or some other kind of professional in the bay area? Salaries are pretty high here. If you're a developer, it wouldn't take much

Are you a software developer? Or some other kind of professional in the bay area? Salaries are pretty high here. If you're a developer, it wouldn't take much for you and your wife to clear 200k. I'm only barely above that with a two income family, and I'm raising two kids in San Francisco. Yeah, I got into the real estate market a bit earlier, during the previous boom, but housing is still expensive as all holy hell, I'd say I get to pay 75% of what I'd have to pay now. So it's better, but not that great for me. Look south of 280. Pacific and Daly City are fine, or some parts of SF. Rent is kind of outrageous, a 2br house near me is going for $4200, though it's really nice, 1920s style, and it's a house, with an extensive downstairs bonus room, separate living and dining room, and so forth. If you were more interested in saving money and it's just you and your wife, by guess is that you could knock a grand off that and still be walking distance from two bart stations, the J, K, and M lines, and the 43 that goes right by UCSF parnassus. It's not hard to access the rest of SF from that corner, there's all kinds of public transportation options near SF City college, Portola, Excelsior, Mission Terrace, etc. That's a ton to be spending on rent in such an unfashionable corner, but jeez, we're talking about the opportunity to do a residency at UCSF. Again, not sure about your salary, and the loans for med school can be pretty heavy, But even if you only earn half the median salary of a developer, you can make this work.