For small amounts, things absolutely go un-tracked. There's just too much fraud to go after smaller actors. And often when you do, you just find a hapless mule

For small amounts, things absolutely go un-tracked. There's just too much fraud to go after smaller actors. And often when you do, you just find a hapless mule that was used to relay the money. Something like this, where it's 10M pounds and a severe internal breech is different.