These are mostly common sense, but many people haven't actually considered the cost of some of these things. My wife and I belonged to a nice gym with a big po

These are mostly common sense, but many people haven't actually considered the cost of some of these things. My wife and I belonged to a nice gym with a big pool, etc, but I realized that we were spending close to $2K/yr on it. We left and joined the Y, saving half of that. And I pay tons of attention to finances!