Massive education of the consumer is where I think the weak point is. Every aspect of our society minimizes or ignores the fact that our bodies need occasional

Massive education of the consumer is where I think the weak point is. Every aspect of our society minimizes or ignores the fact that our bodies need occasional attention. The public at large needs to be told the reality that maintenance is incredibly important. Getting teeth cleaned every 6-12 months, getting a colonoscopy at age 50 and every decade thereafter, getting your eyes examined every year or two - these should be seen as routine and just as expected as needing to mow your lawn or buy another gallon of milk. The idea that we don't need to budget for such things and just rely on "insurance" is asinine. I encourage everyone I know to budget and save for predicable expenses, have savings, and only use insurance for catastrophic coverage.