I have never had a problem managing money, but does anyone else think that everything stated in this article just plain old common sense? I can't believe its m

I have never had a problem managing money, but does anyone else think that everything stated in this article just plain old common sense? I can't believe its managed to get almost 1300 diggs and a host of comments for stating the obvious. In saying that, perhaps these things are only obvious to someone who is already a good money manager - what does anyone else think?