You are right that it exists. But collections are about 5x less than oecd countries. http://icepp.gsu.edu/files/2015/03/ispwp1321.pdf http://icepp.gsu.edu/fil

You are right that it exists. But collections are about 5x less than oecd countries. http://icepp.gsu.edu/files/2015/03/ispwp1321.pdf http://icepp.gsu.edu/files/2015/03/ispwp1321.pdf