Assuming you stuck to federal loans, the minimum payment on the standard repayment plan is $50/month, with a 6 month grace period after graduating before you ha

Assuming you stuck to federal loans, the minimum payment on the standard repayment plan is $50/month, with a 6 month grace period after graduating before you have to start making payments, and the monthly payments can go lower on an income-based plan if your finances are such that that would be necessary. Even if you couldn't get any job but fast food after graduating, this should be manageable. https://studentaid.ed.gov/sa/repay-loans/ https://studentaid.ed.gov/sa/repay-loans/ I really don't get all the hyperbole around this. As long as you didn't make arrangements with private loan sharks, you should be fine after college.