> The modern world is full of credit. I'm sure a generation of young people who watched their parents go into crippling debt has made people wary of credit. >

> The modern world is full of credit. I'm sure a generation of young people who watched their parents go into crippling debt has made people wary of credit. > Anyone can save a deposit given enough time, affording the monthly mortgage payments is the challenge. Funny, I can handle the mortgage, but not the down payment (even with $100K+ in the bank).