> or they can be closed, conspiratorial and inefficient The problem is he's describing exactly the modus operandi of some bad actors on wall street. Cozy rela

> or they can be closed, conspiratorial and inefficient The problem is he's describing exactly the modus operandi of some bad actors on wall street. Cozy relationships, exploiting advantages (gained through unethical, or illegal means), and general obfuscation of how they're able to extract fortunes from the financial system. If you create more of this, that's not a remedy, it creates more opportunities for bad actors.