You said a lot but I had a hard time getting past the first sentence: >> 1. A paid off home is a social safety net against homelessness for an entire family an

You said a lot but I had a hard time getting past the first sentence: >> 1. A paid off home is a social safety net against homelessness for an entire family and many of their social circles. Even if all of them are unemployed, all of them have a roof over their heads. > The state provides this safety net in Germany. Why do you think it's a bad thing for people to be empowered to not need a state safety net to provide them with jobs? If "most everyone" owned homes outright, then "most everyone" could be easily insulated from such a significant state burden.