Not just households buy cars...companies, fleet vehicles, rental car companies. People lease cars and need to get a new car every 3-5 years. Also, I'd like to

Not just households buy cars...companies, fleet vehicles, rental car companies. People lease cars and need to get a new car every 3-5 years. Also, I'd like to think your average developer is more financially literate/savvy than your average American. Otherwise, the housing crash wouldn't have happened. You know, people with no money buying expensive houses. People carrying credit card balance and rolling them over. Those people exist, and they are many.