Even if it costs them 50 cents on the dollar to use that money, that's still a good chunk of money to fall back on, isn't it? I can imagine that you wouldn't a

Even if it costs them 50 cents on the dollar to use that money, that's still a good chunk of money to fall back on, isn't it? I can imagine that you wouldn't actively take risks with money that's expensive to use, but if they were already in a death spiral, wouldn't they use it to avoid going down the drain entirely? It seems absurd to me to sit on $200 billion if you can't use at least a good fraction of it - but I don't even begin to understand the legal and accounting issues with handling that sort of money.