We didn't decide it; it just happened. The intro to "The Big Short" covers this quite well - Lewis S. Ranieri, all that. but what can I say? We're a culture th

We didn't decide it; it just happened. The intro to "The Big Short" covers this quite well - Lewis S. Ranieri, all that. but what can I say? We're a culture that in 1969 went to the moon, but by 1974/5 we were cutting everything we could.