Some of those charts do look concerning, and some of them are pretty clear, especially the delinquency rate on loans chart. But are those three peaks all we ha

Some of those charts do look concerning, and some of them are pretty clear, especially the delinquency rate on loans chart. But are those three peaks all we have go off of? Does anyone know what it looked like prior to 1990 and if that era's delinquency rates too correlated with economic downturns? 3/3 is concerning, 10/10 is terrifying. Edit: Can't find any earlier than 1987: https://fred.stlouisfed.org/series/DRBLACBS https://fred.stlouisfed.org/series/DRBLACBS