...regardless of the financial damage they may or may not do. From what I remember from another article on here, most of the time it is the banks/etc that are

...regardless of the financial damage they may or may not do. From what I remember from another article on here, most of the time it is the banks/etc that are liable when someone is the victim of identity fraud, not the victim (like a 50$ maximum liability or something). The banks don't give a crap about keeping your money safe, it's about keeping their money safe.