> So I'm kind of resigned to not having all that much money left when I'm too old or sick to work. And then I'll probably die. But at least I'll have lived some

> So I'm kind of resigned to not having all that much money left when I'm too old or sick to work. And then I'll probably die. But at least I'll have lived somewhat by then. That is fine and all if you don't have family (ie kids) but if you do you really should put money away so that you don't become a burden later. Right now my generation and a little older (Gen X-ers) have parents that were slightly irresponsible with money (buying ridiculous houses and double mortgaging etc).... and now when they get sick and old guess who has to pay. One might argue you that is fair but it certainly wasn't the case for the previous generation. The grandparents (ie greatest generation or whatever they call the war/depression generation) typically saved up. This is a good thing because wealth takes time to build up. Our country did not become wealthy overnight.