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> It's also really difficult to say what premiums would have been without the changes the ACA made. No it's not. Forcing insurers to take people with pre-exis
by xienze 10y ago
> It's also really difficult to say what premiums would have been without the changes the ACA made.
No it's not. Forcing insurers to take people with pre-existing conditions completely screws up risk pools. Anyone could've told you that doing so would make premiums rise much faster than if those customers could be denied.
- maxerickson 10y agoRight, but the must carry provision is not the only change the ACA made...
- xienze 10y agoIt's without a doubt the provision with the biggest impact. The whole point of an insurance pool is to pay out less than you bring in, and if you suddenly introduce a lot of people that cost more than they bring in, premiums have to go up. A lot.