3 ms·

I think you hit the nail in the head. Most poor people are worried about making ends meet the very last thing they are thinking about is their taxes and possib

I think you hit the nail in the head. Most poor people are worried about making ends meet the very last thing they are thinking about is their taxes and possible IRS penalties. They are expecting a refund and not to get hit with a fine. This is really just another burden on the middle class, it was for sure an unintended side effect by the folks who came up with his law.

merpnderp 10y ago
This law was written with input from the health insurance lobby. There was likely never any doubt how this would play out.
wmccullough 10y ago
An example of said burden on the middle class. I make a senior software engineers salary and my wife has Lupus. I'm beginning to have signs of having Lupus and RA myself. Her prescriptions alone barely have any coverage until we meet our out of pocket max, and by then, 10-15% of our income is gone paying just for drugs. This is on top of 25-30% taxes, plus the rising cost of food, and now they are telling me I may need the same drugs as her? So in this new found world, I could potentially lose up to 55% of my income in taxes and health coverage. Oh and for a laugh, Medicare won't cover her because I make too much. This is insane. Despite this, I'm of the mind that we can't return to the way things were before ACA, and ACA isn't the answer either. Something has to change or we may have to move to another country with better options. People huff about waiting lists, but neglect to realize that waiting lists are often for non-life threatening surgeries. They also forget to tell the part about how routine office visits don't have the same types of waits, and how prescription coverage is still free. All of my crying aside, I'm left with one thought. How in the actual fuck do poor people afford this shit? I grew up poor and I know what we did--we didn't have insurance and thankfully we were lucky enough not to have any chronic illnesses in my immediate family when I was growing up. On a lighter note, a small joke: I downloaded the GoodRx and it physically started emitting laughter from the speakers once I typed in the drug names.
- cmdrfred 10y ago
  >All of my crying aside, I'm left with one thought. How in the actual fuck do poor people afford this shit? A unpopular thing to say is that there exists two types of poor in this country. The poor and the working poor. The poor are fine, they get Medicaid, Medicare and discounts at the exchange. The working poor are fucked they get to pay higher taxes because insurance is too expensive and when they lift themselves up to a point where they can afford it, it doesn't cover anything anyway. This sort of bullshit has chilling effects. Rig the game so obviously against low income Americans and they might just decide to stop playing. That is why you see the lowest labor participation rates since the 70's. It's better to be poor than working poor anymore.

merpnderp 10y ago

This law was written with input from the health insurance lobby. There was likely never any doubt how this would play out.

wmccullough 10y ago

An example of said burden on the middle class. I make a senior software engineers salary and my wife has Lupus. I'm beginning to have signs of having Lupus and RA myself. Her prescriptions alone barely have any coverage until we meet our out of pocket max, and by then, 10-15% of our income is gone paying just for drugs. This is on top of 25-30% taxes, plus the rising cost of food, and now they are telling me I may need the same drugs as her? So in this new found world, I could potentially lose up to 55% of my income in taxes and health coverage. Oh and for a laugh, Medicare won't cover her because I make too much. This is insane. Despite this, I'm of the mind that we can't return to the way things were before ACA, and ACA isn't the answer either. Something has to change or we may have to move to another country with better options. People huff about waiting lists, but neglect to realize that waiting lists are often for non-life threatening surgeries. They also forget to tell the part about how routine office visits don't have the same types of waits, and how prescription coverage is still free. All of my crying aside, I'm left with one thought. How in the actual fuck do poor people afford this shit? I grew up poor and I know what we did--we didn't have insurance and thankfully we were lucky enough not to have any chronic illnesses in my immediate family when I was growing up. On a lighter note, a small joke: I downloaded the GoodRx and it physically started emitting laughter from the speakers once I typed in the drug names.

cmdrfred 10y ago
>All of my crying aside, I'm left with one thought. How in the actual fuck do poor people afford this shit? A unpopular thing to say is that there exists two types of poor in this country. The poor and the working poor. The poor are fine, they get Medicaid, Medicare and discounts at the exchange. The working poor are fucked they get to pay higher taxes because insurance is too expensive and when they lift themselves up to a point where they can afford it, it doesn't cover anything anyway. This sort of bullshit has chilling effects. Rig the game so obviously against low income Americans and they might just decide to stop playing. That is why you see the lowest labor participation rates since the 70's. It's better to be poor than working poor anymore.