Twelve years $158,000. Orthopedic replacement $23,000 one year. Other years combined $2600 Not worth it. But plan your surgeries and up the coverage for that

Twelve years $158,000. Orthopedic replacement $23,000 one year. Other years combined $2600 Not worth it. But plan your surgeries and up the coverage for that year. That strategy can work (not dental) Even with a high out of pocket it is smart.