If you are in a state with subsidies you are in pretty good shape. Also, you're numbers are a bit inflated if my experience is anything to go by. I have insur

If you are in a state with subsidies you are in pretty good shape. Also, you're numbers are a bit inflated if my experience is anything to go by. I have insurance through my company but my wife is on an Obamacare plan (because it was cheaper and better than what my company offers through a national HR company) for herself and our three children. We pay about $6000 per year for normal deductibles and a plan comparable with what she had working for the state of Texas (really good) before she went back to school. My only complaint is that this insurance company (Humana, I think) is very particular about the prescriptions it allows but I think you get that with any insurance company.