As a Monzo customer I have to say that the product Monzo offers and the features that traditional banks want me to use are also somewhat orthogonal :-) So long

As a Monzo customer I have to say that the product Monzo offers and the features that traditional banks want me to use are also somewhat orthogonal :-) So long as they can satisfy the regulatory requirements, I'd rather they were using whatever else it took to build a great product.