You can do better by diversifying more. By picking asset classes with a low correlation, you can reduce risk while increasing return. Hence, you can eek our mor

You can do better by diversifying more. By picking asset classes with a low correlation, you can reduce risk while increasing return. Hence, you can eek our more from a simple mix of say: 60% US 30% Int'l 6% REITs 4% Gold All of this can be bought with low cost mutual funds. http://thismatter.com/money/investments/portfolios.htm http://thismatter.com/money/investments/portfolios.htm